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Hearth & GrainInteriors

Bare walls in.Home out.

HDB, BTO and condo interiors in Singapore, designed and built by one team on one fixed quote.

Scroll to watch a bare Bidadari living room fitted out, with the price of every line as it goes in.

The finished living room: fluted walnut-tone feature wall, linen curtains, a pendant light, a low TV console with a display shelf and a light vinyl floor
The same living room on key collection day: bare white walls, an empty floor and one tall window Key collection day

Scroll to renovateBidadari 4-room BTO, living room

Week 9, keys back

The whole flat, room by room.

We measure before we price. Every room gets its own lines, so you see where each dollar goes before a wall is touched.

  1. Living26 m²S$19,660
  2. Kitchen8 m²S$9,860
  3. Master bedroom13 m²S$5,140
  4. Dining15 m²S$3,980
  5. Bedroom 210 m²S$2,960
  6. Bedroom 310 m²S$2,240
  7. Two bathrooms6.5 m²S$1,480
  8. Yard and shelter4.9 m²S$960

Bidadari 4-room BTO, 93 m², before GSTS$46,280

Floor plan of a 93 square metre 4-room BTO flat: living, dining and kitchen along the front, three bedrooms and two bathrooms along the back, with a service yard and household shelter LivingS$19,660 DiningS$3,980 KitchenS$9,860 MasterS$5,140 Bed 2S$2,960 Bed 3S$2,240 Bath Bath Yard Shelter 13.6 m
Layout drawing, Bidadari 4-room BTO. Not to scale.

Start from a package.
Change anything.

A package is a starting point, not a box. Swap any item and the quote changes line by line. Each one below shows a home we finished on it, quoted against paid.

Punggol kitchen with matt white cabinets, a warm wood-look backsplash, black fittings and a slim breakfast counter

Essentials

4-room BTO, new flat. Most first homes.

from S$39,800

About 9 weeks, before GST

  • Layout, 3D design and material board
  • SPC vinyl flooring throughout
  • Kitchen cabinets, 14 ft run, quartz top
  • Two full-height wardrobes
  • Lighting and power points, full repaint

Punggol 4-room BTO: quoted S$41,900, paid S$41,900, 9 weeks.

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Open-plan dining and living room with a long dining table, a linear brass pendant, walnut kitchen cabinets and a timber TV wall

Complete

5-room BTO or EC. Our most chosen.

from S$49,800

About 10 weeks, before GST

  • Everything in Essentials
  • Fluted feature wall and TV console
  • L-box ceiling with cove lighting
  • Three wardrobes and a shoe cabinet
  • Study desk and bay-window seat

Tampines EC: quoted S$58,900, paid S$58,900, 10 weeks.

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Clementi living room with a pale modular sofa, sheer and charcoal curtains, a low black console and a herringbone floor

Overhaul

Resale HDB, any size. Older flats.

from S$64,000

About 12 weeks, before GST

  • Hacking and disposal, permit included
  • Full rewiring and a new DB box
  • Two bathrooms redone and water-tested
  • New kitchen and full carpentry
  • Window replacement coordination

Clementi 5-room resale: quoted S$68,400, paid S$69,150. The owners added two sockets in week 4.

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Also priced on their own

  • Condo interiorsfrom S$32,800Fit-outs within MCST rules and working hours.
  • Kitchen and bathroomfrom S$9,600Water-tested before a single tile goes down.
  • CarpentryS$240 per ft runWardrobes, kitchens and TV walls, made in Defu Lane.
  • Layout and 3D designS$1,200Credited in full when you build with us.

Key collection to keys back

  1. Days 0 to 3Free site visitWe measure every wall and give you a budget range in writing.
  2. Weeks 1 to 2Layout and 3DEvery room drawn, with two rounds of changes.
  3. Week 2Fixed quote and permitItemised, signed, and the HDB permit filed for you.
  4. Weeks 3 to 8BuildPhotos every Friday. Cabinets arrive ready in week 7.
  5. Week 9Keys backDefects walk, chemical wash, then a check two weeks later.

Prices are before 9% GST and assume a standard layout. Your final quote is itemised and fixed once you approve the design.

Straight answers.

The questions we hear most on the first site visit. Ask us anything else on WhatsApp or by phone.

How much does a 4-room BTO renovation cost in Singapore?

Most 4-room BTO flats we hand over land between S$39,800 and S$55,000 before GST. Essentials starts at S$39,800 and covers 3D design, vinyl flooring, kitchen cabinets, two wardrobes, lighting points and painting. The quote is itemised room by room, so you see the price of every line before you sign.

How long does a BTO renovation take?

About nine weeks from key collection for a 4-room BTO, and 11 to 12 weeks for a resale flat that needs hacking and rewiring. Our own carpenters in Defu Lane make the cabinets while the site works run, so they arrive ready to install in week seven.

Are you HDB-licensed, and who applies for the renovation permit?

Yes. Hearth & Grain is an HDB Licensed Renovation Contractor (example). We apply for the HDB renovation permit, follow HDB's permitted working hours and noise rules, and put up the notice for your neighbours before work starts. For condos we handle the MCST approval and lift protection.

Is the quote really fixed?

Yes. Once you approve the 3D design, the itemised quote is fixed. It only changes if you ask for a change, and every change is priced in writing before we do it. The Clementi resale on this page came in S$750 over its quote because the owners added two sockets in week four.

How do the payments work?

In five stages tied to progress, never in full upfront: 10% to confirm the design, 40% when work starts on site, 30% when carpentry is installed, 15% at handover and the last 5% after the defects check two weeks later. You can pay by bank transfer or PayNow.

What does the two-year warranty cover?

Workmanship on everything we build or install, for two years: carpentry, electrical work, plumbing, tiling and flooring. If a hinge sags, a laminate edge lifts or a socket fails, we come back and fix it at no charge. Appliances and loose furniture keep their own maker's warranty.

Got your key date? Let's plan.

Tell us about your home. A designer replies within one working day to book a free site visit.

Sarah Lim draws your home and Daniel Koh runs your site, from the first visit to the keys. Our studio and material library are on Henderson Road; the carpentry is made by our own team in Defu Lane. We take on about four homes a month.

  • Emailhello@hearthandgrain.example
  • StudioHenderson Road, Singapore. Material library by appointment.
  • HoursTue to Fri 11:00 to 20:00, Sat and Sun 10:00 to 18:00

Request a free site visit

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